@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#173b70;--blue:#24589a;--ink:#17283f;--muted:#64748b;--pale:#f2f6fb;--line:#e2eaf3;--white:#fff;--accent:#d9e8fb}
*{box-sizing:border-box}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.header-inner{max-width:1160px;margin:auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy)}.brand-mark{width:42px;height:42px;border-radius:13px;background:var(--navy);color:#fff;display:grid;place-items:center;font:800 24px Manrope}.brand-name{font:800 19px Manrope;letter-spacing:.4px}.brand-name b{color:#4c79b2}.brand-name small{display:block;font:600 9px 'DM Sans';letter-spacing:1.2px;color:var(--muted)}.main-nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:600}.main-nav a:hover{color:var(--blue)}.nav-contact{background:var(--navy);color:#fff!important;padding:10px 18px;border-radius:8px}.menu-toggle{display:none;border:0;background:none;font-size:24px;color:var(--navy)}.hero{max-width:1160px;margin:auto;padding:78px 24px 68px;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:1.6px;color:#4c79b2}.hero h1,.page-wrap h1{font:800 clamp(34px,4.5vw,54px)/1.12 Manrope;color:var(--navy);margin:16px 0}.hero-copy>p{color:var(--muted);font-size:17px;max-width:610px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 18px}.button{display:inline-block;padding:12px 19px;border-radius:8px;font-weight:700;font-size:14px}.button-primary{background:var(--navy);color:#fff}.button-secondary{border:1px solid #cbd8e8;color:var(--navy)}.notice-inline{font-size:12px!important}.hero-panel{padding:26px;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 50px #173b7012;background:linear-gradient(145deg,#fff,#f6f9fd)}.panel-top{font-size:13px;font-weight:700;display:flex;gap:9px;align-items:center;border-bottom:1px solid var(--line);padding-bottom:18px}.panel-dot{width:9px;height:9px;border-radius:50%;background:#4e9c83}.panel-stat{display:flex;justify-content:space-between;color:var(--muted);font-size:12px;padding:20px 0 12px}.panel-stat strong{color:var(--navy)}.topic-row{display:flex;align-items:center;gap:14px;padding:14px 0;border-top:1px solid var(--line)}.topic-icon{width:38px;height:38px;background:var(--accent);color:var(--navy);border-radius:10px;display:grid;place-items:center;font-size:19px}.topic-row b,.topic-row small{display:block}.topic-row b{font-size:14px}.topic-row small{font-size:12px;color:var(--muted)}.section{background:var(--pale);padding:65px 24px}.section-heading{text-align:center;max-width:650px;margin:0 auto 32px}.section h2,.callout h2{font:800 30px Manrope;color:var(--navy);margin:8px 0}.section-heading p{color:var(--muted)}.cards-grid{max-width:1112px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.info-card,.content-card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:25px}.info-card{transition:.2s}.info-card:hover{transform:translateY(-3px);box-shadow:0 12px 30px #173b7012}.card-symbol{font:800 13px Manrope;color:#6f91bd}.info-card h3{font:700 19px Manrope;color:var(--navy)}.info-card p,.content-card p{color:var(--muted)}.card-link{font-weight:700;color:var(--blue);font-size:13px}.callout{max-width:1112px;margin:60px auto;padding:34px;background:var(--navy);border-radius:16px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:25px}.callout h2{color:#fff}.callout p{max-width:700px;color:#dce7f5}.callout .eyebrow{color:#bcd4f2}.button-light{background:#fff;color:var(--navy);white-space:nowrap}.page-wrap{max-width:900px;min-height:65vh;margin:auto;padding:70px 24px}.page-wrap h1{font-size:42px}.lead{font-size:18px;color:var(--muted);margin-bottom:32px}.content-card{margin:18px 0}.content-card h2{font:700 20px Manrope;color:var(--navy);margin-top:0}.content-card a{color:var(--blue);text-decoration:underline}.disclaimer{padding:15px 18px;background:var(--pale);border-left:3px solid #7898c1;color:var(--muted);font-size:13px}.site-footer{background:#102c50;color:#dce7f5;padding:45px max(24px,calc((100% - 1112px)/2)) 18px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.brand-footer{color:#fff}.brand-footer .brand-name small{color:#c1d0e2}.site-footer p,.site-footer a{font-size:13px;color:#c1d0e2}.footer-grid h4{color:#fff;margin:0 0 12px}.footer-grid>div>a:not(.brand){display:block;margin:8px 0}.footer-bottom{border-top:1px solid #ffffff25;margin-top:30px;padding-top:16px;display:flex;justify-content:space-between;gap:15px;font-size:11px;color:#aebfd3}.chat-launcher{position:fixed;right:22px;bottom:20px;z-index:8}.chat-launcher button{border:0;border-radius:30px;background:var(--navy);color:#fff;padding:14px 20px;box-shadow:0 8px 25px #102c5040;cursor:pointer}.chat-box{position:fixed;right:22px;bottom:82px;width:min(360px,calc(100vw - 32px));height:440px;background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:0 15px 50px #102c5030;z-index:9;overflow:hidden;display:flex;flex-direction:column}.chat-box[hidden]{display:none}.chat-head{background:var(--navy);color:#fff;padding:15px 17px;display:flex;justify-content:space-between;align-items:center}.chat-head small{display:block;color:#d3e1f2;font-size:11px}.chat-head button{background:none;border:0;color:#fff;font-size:25px;cursor:pointer}.chat-messages{padding:15px;overflow:auto;flex:1;background:#f7f9fc}.bot-message,.user-message{padding:10px 12px;border-radius:12px;max-width:90%;font-size:13px;margin:0 0 10px}.bot-message{background:#fff;border:1px solid var(--line)}.user-message{background:#dce9f8;margin-left:auto}.chat-form{display:flex;padding:10px;gap:7px}.chat-form input{min-width:0;flex:1;border:1px solid var(--line);border-radius:8px;padding:10px}.chat-form button{background:var(--navy);color:#fff;border:0;border-radius:8px;padding:0 13px}.chat-warning{font-size:10px;color:var(--muted);padding:0 12px 10px;margin:0}
@media(max-width:760px){.header-inner{padding:12px 18px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;padding:18px 24px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:17px}.main-nav.open{display:flex}.hero{grid-template-columns:1fr;padding-top:48px;gap:35px}.cards-grid{grid-template-columns:1fr}.callout{margin:35px 18px;display:block}.callout .button{margin-top:12px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom span{display:block;margin:7px 0}.page-wrap{padding-top:45px}.page-wrap h1{font-size:34px}}